In Illinois, parents are legally required to provide financial support for their children until they turn 18 or graduate from high school, whichever comes later. When parents are no longer in a romantic relationship, even the smallest of child support issues can lead to major conflict. There are many reasons why a parent may be behind on child support payments, but when they miss payments purposefully, there are certain things the other parent can do to try to recover the missing amount.

Notification of Delinquency

One option when the other parent is not paying support is to notify the Illinois Division of Child Support Services (DCSS). After receiving notice, the DCSS will begin to monitor the paying parent’s account. Before any actions can be taken, however, the DCSS must first notify the non-compliant parent of the delinquent status of their account and the resulting actions the Division may take. This allows the non-compliant parent a chance to explain why their payments are overdue and to confirm whether the amount due is correct.

Potential Remedies for Late Child Support Payments

If the paying parent is subsequently notified that DCSS action is going to be taken against them, DCSS can use several methods of recovering support for unpaid obligations, including:

In today's world, there is no such thing as an "average" family. Years ago, the traditional mother, father, and baby set-up was the norm, but nowadays, things are much different. According to the 2018 American Community Survey conducted by the Census Bureau, more than 6 million people lived in a household with a child who is not biologically related to them, including in a stepfamily. One reason for this is that many people who get divorced end up getting remarried, which often creates blended families, bringing children from prior marriages together in one household.

One question that may go through any stepparent's mind is whether they can adopt their stepchild. While there is definitely a legal way to adopt a stepchild, it can be a somewhat complicated process. There are many details pertaining to the adoption process that you will have to understand and address before you are able to adopt your stepchild.

Determining Adoption Eligibility

Before you can adopt your stepchild, you must be sure that you actually qualify to adopt him or her. In Illinois, adopting a stepchild requires:

If one were to ask, say, 10 married couples if they have ever hidden any type of financial information from each other, how many do you think would say that they have? Chances are, there would be a good number of them that answer, “yes.” According to a new survey from CreditCards.com, around 40 percent of respondents of all ages who are currently in serious relationships admitted that they were actively hiding a credit card, checking or savings account from their partner. Financial infidelity is common in marriages, but it can come back to haunt the guilty party during their divorce. A partner who commits financial infidelity during a marriage is also likely to affect the financial aspects of the divorce.

What is Financial Infidelity?

There are various definitions of “financial infidelity,” but most commonly it refers to any type of lying or deception about money matters between romantic partners who have combined finances. Many actions and behaviors can qualify as financial infidelity, and all of them can have a significant impact on their partner’s financial situation. Examples of actions that can be considered financial infidelity include:

• Hiding debts that you currently owe

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One of the first questions most people have when they find themselves beginning to look into the possibility of divorce is how much the divorce process will cost. One of the well-known facts about divorce is that it is not cheap. According to a recent article in USA Today, the average cost of a divorce ranges from $8,400 to $17,500, when all factors are accounted for, so clearly, there is no one price tag that you can put on every divorce. The actual final cost of your divorce will end up being based on a variety of factors, with one of the biggest factors being the cost of your divorce lawyer.

Factors Affecting the Cost of a Divorce

One of the basic factors that affects the cost of a divorce is simply where you live. In states and cities with higher costs of living, the cost of getting a divorce is likely to be higher. In states that have a lower-than-average cost of living, the cost of getting a divorce is also likely to be lower. Some of the other factors that can affect the cost of your divorce include:

• Your attorney’s hourly fees. One of the biggest contributors to the cost will be the amount you pay to your attorney. The majority of people who get divorced hire a lawyer, as they can assist you greatly throughout the process. USA Today reported recently that the average rate for a divorce lawyer is $270 per hour.

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A “gray divorce” is a term used when referring to a couple that gets divorced later in life, typically when they are over the age of 50. Perhaps they were waiting until their children were grown and out of the house, or an extramarital affair caused the split. Regardless of the reasons for the marriage ending, these older spouses will have to make some important decisions regarding their divorce settlement in order to move forward into the next chapter of their lives. One of the major issues with a “gray divorce” is that there can be more assets, and larger assets, to divide, which can cause conflict between spouses. Certain high-value assets can be more problematic when trying to determine which of these assets are marital property and subject to division. Also, often there is the emotional aspect of becoming single again after perhaps decades of marriage to deal with. 

Important Issues to Consider

Every marriage is different, and therefore every divorce is likely to have its own unique issues. Even if spouses are amicable and mutually agree to legally end their marriage, they may find the legal process quite challenging. In many “gray divorce” cases, it can be difficult for one party to think about starting over, moving into a new house, and/or finding employment after years of raising children and not working outside of the home. Here are some of the main elements that typically need to be addressed in a “gray divorce”: